Most people will read the title of this piece and think, First world problems.
But understand that everyone, regardless of race, religion, gender, income and every other factor,has their own things to deal with. Millennials who are lucky enough to fall into the middle class socioeconomic category are no different.
One of the major issueswe face is income. Its the root of all else that is negative in our lives.
Middle class income, for our generation, islarge enough to make us not be considered poor and eligible for government help, but small enough that were unable to afford some basic thingsyou would assume should come standard in an advanced society such as the one we have here in the US.
When visiting the polling stations to vote for the candidate that will supposedly make lifebetter this November 8, take into account whats at stake for the Millennial middle class.
Given the impending end of the world sorry, I mean presidential election, here are five harsh realities about lifethat middle class Millennials should consider:
Healthinsurance is actually a luxury for which we are forced to pay.
Officially, its called the Affordable Care Act and it was created to make healthcare affordable to all. Albeit with good intentions, Obamacare hasnt been so successful.
Thats mainly because of a lack of bipartisan politics (every Republican member of Congress voted against Obamacare) and technical shortfalls when it was hastily put in place.
Now, if our employer doesnt offer good healthcare, we are left with few worthwhile private options or Obamacare. If you fall into the middle class demographic, you likely make too much money to receive government subsidies, but you cant afford to pay for decent healthcare either.
In some cases, its actually cheaper and more practical to forego health insurance and pay the end of year fine if youre willing to take the risk that nothing serious will happen to you, which a lot of us are.
You either make too much or not enough to live in your own place.
If youre like me, you always wanted to live in the big city and find a cool apartment in a hip part of town, just like all the movies showed you could do.
Unfortunately, reality is a lot different than those idealistic movies where you could get a huge two-bedroom loft in Chelsea and pay for itwith an average persons salary.
Given thattheplaces with the jobs are the places with the highest rents, this poses a bit of an issue.
When a city starts to become more popular because of its low cost of living, people move there and the cost of living goes up.
And to make matters worse, developers are either building low-income housing where you cant earn overa certain income or high-end condos where you need to makesix-figures just to afford the rent. Theres no in between.
Now were left searching Craigslist for the four-bedroom basement apartment to share with five other people and one bathroom.
The job market is a gauntlet of rejection and dejection.
Remember the days when you left college with that degree in hand and the possibilities were endless?
You could go wherever you wanted to go and no matter what, there would be a career waiting for you.
Me neither.That ship sailed before we had the pleasure of entering the job market.
Now internships are basically entry-level, and entry-level requires at least three years of experience. Show that prospective employer a Bachelors degree, and its like you dont exist.Show them a Masters degree, andyou would think you insulted their mother.
Standard now is working a full-time job with a part-time job at night and side odd jobs to make a couple bucks for food.
Although college doesnt guarantee a job anymore, you still have to go.
Youre not special if you have a college degree, despite what your mom might tell you.
That big ceremony with the speakers, the president of the college encouraging you to go out and represent the school you called home for four or more years, the sweet graduation party that left you with a fewhundred dollars to get started that you spenton booze anyway it was all a charade to make you feel like you accomplished something truly life-altering.
In reality, youhad to get that degree and you had to sign all of your future paychecks awayto get it.
And what do you get by going all in for that piece of paper? An entry-level position at best, with a salary that doesnt even pay for rent and food. Wereall swimming inan endless sea of debt.
At least its nice to know the rest of ourentire generationis swimming with us, right?
Retirement and deathseem like distant dreams, too far away to consider real.
I recently read that the average life expectancy is now over 70 years worldwide. But considering advances in modern medicine, theres no reason to believe were all not going to live to be over 100.
On top of that, retirement age (if there is such a thing) is supposedly 65. But lets be real: Were all going to be working until we cant function anymore or robots take all of the jobs.
So, basically, for the next 70 or so years, were all going to be workingfrom sun up to sun down, at least five days a week, just so we can keep paying off our studentloans before dying and passing them on to our next of kin.
That just got way too real. Sorry, not sorry.
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